Thursday, October 25, 2018

Domestic Violence, Low Self-Esteem, Insecurity

Domestic Violence, Low Self-Esteem, Insecurity

Domestic violence is a fact for millions of people around the world. The victim of domestic violence can be a spouse (in marriage), a parent, a child or an intimate partner. Violence can take many forms, including physical violence, molestation, threats, controlling behavior, depriving the partner of food or money, etc. As a result of these, the victim often develops anxiety, depression, and other disorders, sometimes attempting suicide. The majority of them experience panic attacks and suffer from panic disorders. Other victims suffer from agoraphobia and acute neurosis. Back and waist pain are also common. Some victims of domestic violence have eating disorders and stop eating because of stress.

People who fall victims to domestic violence have a low self-esteem. They often saw abusive behavior in their family and internalized it. They get involved in an abusive relationship and if they manage to leave the abuser, they get into the next abusive relationship. It's a behavioral pattern. Victims already know how to live in abusive relationships. Without realizing it, that gives them a sense of security. Such people don't know how to behave in harmonious relationships as they have never seen or had one.

It is a fact that the majority of victims of domestic violence are women. Unfortunately, children also suffer on seeing acts of violence in the family and sometimes, they are abused as well. Women rarely tell to their parents about the cases of violence. They are ashamed and afraid that their partner might get angry. For these reasons, they almost never call the police.

Most abusive people have a low self-esteem too. Their bursts of aggression are a sign of insecurity. They feel threatened by their partners and 'fight back'.

Victims are caught in a vicious circle. The abuser apologizes to his spouse, kisses her, they have great sex, and the abused partner is ready to forgive. Until the next abusive episode that follows. The abuser may have strong feelings toward his partner and love her very much. But abuse is a fact, and it happens over and over.

What to do if you are in an abusive relationship? It is best to walk out of it. The responsibility for leaving this vicious cycle is all yours. If your partner has recognized the problem, insist that he consults a professional and signs for an anger management therapy.

domestic violence

Monday, October 15, 2018

Expert Betting Tips for Sports Betting Success

Expert Betting Tips for Sports Betting Success

Are you are budding punter looking to make money from online sports betting? Online sport betting is serious business and there runs a high risk of making a loss so a better and informed position will enhance your chances of making a profit. Your decision should not be based on your liking for a particular sport or sportsperson. At the same time if the bookmarker is offering a price then that bookmarker already in a good position to make a healthy profit on the offer price.

You would never have heard a bookie losing money, it is always the punter that wins or loses and the bookie stands to earn in both situations. That is because the bookmarker does not leave the door open from where he would be in a loss making situation. Thus it does not matter which soccer team wins or which player scores the goal or which horse crosses the post first the bookmaker will in turn a good profit from all those who placed incorrect bets and pay only those who got it right.

In the real world scenario there are hundreds of losers as against a handful of winners. The winners are that group of people who do not place bets merely on guess work or try their luck. Winners are a group of people who do their homework the hard way. They will see past results, statistics, the form book and many other things before drawing a conclusion. The experts will always have the best chance at winning.

These days it's not so hard finding reliable betting tips. Of course you need to be absolutely sure of the service; a good service or online service with credible online reviews will serve as a good thrust to your plans. Sports betting and betting tipster sites are there in abundance so you really need to careful about using them. Losing a few dollars in registration or sign up fee would be as big a letdown as losing hundreds of dollars parked in your account would when a service cheats you.

A good professional tipsters site with a proven track record of success and verified tipster profiles would go a long way in helping you build long lasting success. A good service is one that offers you a free trail offer, that way you can test their services and if you are sure their services are what you are looking for then you can go ahead and pay for it.

It is also not possible that using the best bet tipsters service you will win every time. You might have to incur losses at times but with a professional service you will be able to maximize profits and reduce the risk of making a loss.

People looking to make use of sports betting tipster service should do a thorough check up of the website's service. If you can find online reviews for that website then that should tell you how well other users have found the services to be. Depending on your research you may decide to join or look for other sites, this can ultimately be the difference between success and failure.


A Quick Guide to Football Betting

A Quick Guide to Football Betting

A lot of football gamblers know very well how the markets and odds provided usually work. However, for those individuals new to the football betting might experience some problems while trying to pick the best odds in their chosen markets. Such gamblers should find it necessary to acquire free betting tips from individual sites which offer the services. It is crucial for new bettors to understand correctly various markets and how they work. Free betting tips will only be of benefit to gamblers if they know football betting basics. Football fans should comprehend the typical markets before staking their money on any fixtures.

There are numerous options available for punters to stake their money when it comes to football betting. The activity of betting on football games has become so popular that several sites usually offer betting tips for their visitors. Tipsters often offer free betting tips on markets which are easily predictable. Advice on complex markets is often sold to punters since their odds are high and consequently the returns if a bettor wins the bet. Popular markets are explained so that those new to football betting can easily understand where they are staking their money and the possibilities of them to lose or win the bet.

The most common type of market available for football betting is the match betting. In this type of market, the punter simply has to choose the outcome of the game. The options are usually displayed as 1X2. 1 represents the home team to win the match, X stands for the match to end in a draw while 2 stands for the away team winning the encounter. This market is often very easy to predict unless in a situation where competitive teams are facing each other. The team which is most likely to win the match is usually low compared with the odds for a draw and the other team to win. Tipsters are likely to give free tips where the outcome of the match is somehow obvious example in a case where a strong team is facing a weaker team. When teams of equal strengths and capabilities are facing each other, it is hard to pick winning odds. In this case, tipsters usually don't give free betting tips. They either sell the tips for the game or avoid predicting at all. A lot of new bettors prefer this market since it is easy to choose and not sophisticated at all.

Another common market in football betting is: Both teams to score. This market is often displayed as GG for both teams to score and NG for both teams not score. It is also a favorable market for most punters. The make was not available in many sites until Betfred introduced it. Other betting companies have since incorporated this market in their sites. A predictor can either choose that both teams will score or both teams not score depending on their analysis or feel about goal scoring abilities of the teams facing each other. Free betting tips are often given by tipsters on this market. Punters who are not sure which option to go for should seek services of tipsters who carry thorough analysis before deciding whether both teams will score or not.

Double chance is yet another form of a market available in football betting. In this type of market, bookmakers protect the punters who are against any team to emerge victorious in a match. Such punters can choose their favorite team to win or draw the game. The bet will be a winning bet if the team either win or draw the game. Even though odds of this market are small, several bettors prefer it since it somehow reduces the risk of losing the bet. Free betting tips are often given by tipsters concerning this market. It is the best market for those punters who want to back a team which they are sure it will not lose the game. Another form of the double chance market can be in such a way that the game will not end in a draw. Denoted as 1 or 2, this form of the double chance market means that either team A or Team B will win the match. It is the best market for those bettors who are sure that the game will not end in a draw.

Handicap betting is also a type of market provided for football bettors. This kind of market usually has good odds, and those who risk it successfully are always rewarded handsomely. It is best for punters who are sure that a particular team will win the match, but the odds are not satisfying. Such punters can, therefore, go for this market which entails giving the weaker team one or two goals and still lose the match. Punters choosing this market should be very careful and be confident that the underdog team will be beaten by a good margin surpassing the handicap goals given. If for example, an underdog is given a handicap of two goals and they score another goal, the superior team will have to net four or more goals for the punter to win the bet.

Another common type of market available for football bettors is the under/over betting. In this kind of market entails the punter choosing if the overall goals scored in a match will surpass a certain number. The mark is mostly placed at 2.5 goals while other bookmarkers can place it t 1.5 goals. Choosing over 2.5 goals, for example, means that the punter predicts that the total goals scored in the game will be three or more. The market is favorable to most bettors sand free betting tips are often offered on this market.

Other markets such as first goal scorer and anytime time goal scorer are often given by football betting companies. Such markets are rare, but common in only professional or rather well knowledgeable bettors. It is hard for new gamblers to decide on this market especially when one does not know the abilities of the players well.


5 Steps to Be More Successful With Sports Betting

5 Steps to Be More Successful With Sports Betting

Sports betting shouldn't be seen as a get-rich-quick scheme. However, with the right strategies and patience, there is the chance to make a decent return on the initial investment. Here are five steps that can help to be more successful with sports betting:

Find value

The ability to be successful with sports betting involves several factors. A major component is the ability to find value in a potential bet. This means searching for the bets with odds that seem too high and capitalizing on those opportunities. Check the bets on every match day and look out for the undervalued teams.

Money management

The ability to manage the bankroll is a major issue for anyone looking to achieve long-term success in this area. A simple strategy to avoid going bankrupt is to limit the maximum stake per bet to 1-2% of the total bankroll. By using this limited stake plan and betting on the value bets, there is the possibility of growing the income for the future.

Have patience

Betting should be seen as another form of investment that is successful over the long-term, and not the short. While the bankroll may seem to be growing slowly initially, this will gradually change when able to comfortably increase the stake for each bet. Betting involves a lot of winning streaks, losing streaks and other swings, so it is important to be consistent with the betting approach and avoid the temptation to stake a large percentage of the bankroll on a single bet in the hope of making it big in a much shorter time-frame.

Use the right sportsbook

Signing up to the best sportsbooks is certain to help become successful. Not all sportsbooks are very accommodating to the more successful players, so it is important to find one that won't limit or even close the account after a few winning runs. However, there are plenty of good sportsbooks to use and it is simply a case of researching the available options and using those with a solid reputation and offers the type of bets that interest you.

Follow the experts

Many people find it difficult to identify the best or most valuable bets by themselves, and will simply prefer to use the services of one of the many successful tipster services. They can be very useful to compliment the betting action. There are plenty of tipsters offering a wide range of services. It is practical to trial the services for a short period with low stakes to understand the success rate before investing any real money on the tips offered.


Thursday, October 4, 2018

New York Stock Exchange - Why Is Everyone Shouting?

New York Stock Exchange - Why Is Everyone Shouting?

Ah yes, the New York Stock Exchange, while it's the epicenter of the trading universe, it looks a bit more like an amusement park or a playground doesn't it? Close your eyes and you can picture it, the hustle, the bustle, the screaming traders on the floor, the grown men sweating through suits and button up shirts gesticulating like a wild pack of children playing tackle football on an open field.

But why, in this modern-day and age, do traders and brokers still act like an angry mob? Don't we use computers for most trades these days anyway? Isn't this the information age, an era dominated by sterile, instant communication? How did this madness start? Why does it still go on? This article will examine and explain the reasons why Wall Street and many other trading pits resemble a riot after a soccer match more so than a gathering of grown business majors trying to amass a fortune for themselves and their clients.

In the first place, there are a number of trading exchanges and trading pits, from the bond pits in Chicago to the Nikkei in far off Japan, but the most famous trading exchange in the world, beyond a shadow of a doubt, exists at the intersection of Wall Street and Broad Street in Manhattan. The New York Stock Exchange (NYSE) had existed since 1792 when the famed Buttonwood agreement was signed by 24 New York brokers and businessmen. Most people think of the Dow-Jones Exchange when they think of the stock market. This consists of thirty of the largest businesses in the United States, from GE and McDonald's to Walmart.

The principle is simple; people use stockbrokers to buy stocks, or percentages of ownership of a company (and its profits or losses) in exchange for cash. The money is and always has flown around the room at a fast and furious pace, and so has the action, hence the total hubbub. Essentially these stocks are "auctioned" off to the highest bidder who agrees to a purchase price, so each broker is trying to get their bid in and accepted before the price of a stock rises. This is where the yelling originated, with brokers trying to shout their price and acceptance as loudly as possible in an attempt to drown out and beat the competing brokers to the purchase price that they want. Getting a bid in a split second earlier at pennies per stock can mean the difference between millions of dollars of profit on one large stock purchase, so the immediacy and force used can be understandable when so much is on the line.

Originally, the tenor of the room was more gentlemanly, as respected businessmen and brokers traded stocks at a reasonable pace and wealth simply moved amongst wealthy individuals, from one family to another. A Rockefeller might buy a piece of a Ford or a Vanderbilt's interests, knowing that these successful, wealthy men would generate more wealth.

As America grew, though, and the American Dream was born, the common folk wanted in on the action. After the Industrial Revolution in America took place in the late 1800's, a middle class emerged, as factory workers fought for more of the company pie and finally won better wages and working conditions. The idea that any American could get rich and get rich quick took root, and what better way than through the New York Stock Exchange.

By the 1920's, many Americans were investing in the stock market. The New York Stock Exchange was booming. Instant millionaires were popping up all over the place. There was a whole new level of wealthy Americans with ticker tape machines in their living rooms giving them instant market price updates. This is when the screaming and gesticulating began in earnest, as brokers were overwhelmed by buyers, new clients and purchase orders. They screamed and hollered and waved their arms to get their orders in first. The country's stance was positive. The era was known as the Roaring Twenties, and its theme song was Blue Skies because everything was coming up roses for most Americans. Consumer credit was born to help sell products being over produced thanks to massive stock investments. The only problem was this whole explosion of wealth was built on a house of cards almost like a Ponzi scheme. Stocks were being sold for start-ups companies that weren't making profits, they were just filling their coffers with investment cash, and too many people were downright leveraged in the stock market. For 9 years, from 1920 to 1929, stock prices went straight up with no end in sight.

That is until October 24 of 1929, better known as Black Thursday. That was the day of the Great Stock Market Crash that signaled the beginning of the Great Depression, the greatest economic catastrophe the United States has ever faced. The pits exploded with noise as brokers screamed "sell, sell, sell," trying to cut losses before it was too late, but there were no buyers. Investors fled en masse, most of them were bankrupt, broke and penniless.

Nonetheless, the New York Stock Exchange persevered, and as with any exchange or market, has had its turbulent ups and downs ever since. There have been a number of peaks and valleys on the New York Stock Exchange over the years. The most recent crash occurred in 2008 after the housing bubble burst. The market is still recovering. There have been numerous regulations put in place to make the trading fairer and more acceptable. Day traders' trade from their home computer signaling buys and sells in an instant. In fact, most trading is transacted through computers these days.

So why are grown men in suits still yelling, screaming and gesticulating like a five-year old throwing a temper tantrum? That's the one thing that never seems to change.

Because at its heart, the New York Stock Exchange is still an auction house system, and every single DOW trade occurs at the end on that famous floor. Even if, you make a purchase on E*Trade, the trade is accepted and consummated on the floor of the New York Stock Exchange, facilitated by a broker. The screaming isn't as necessary, nor as prevalent as in the past, thanks to computers and technological advances in communication systems, but there are still brokers on the floor who have to overcome their competition to the punch. In fact, hand signals are more important now to pit stockbrokers, so they can quickly signal floor specialists who put in the actual buy or sell order. That explains all the crazy gesticulating..

"Orders come in through brokerage firms that are members of the exchange and flow down to floor brokers who go to a specific spot on the floor where the stock trades. At this location, known as the trading post, there is a specific person known as the specialist whose job is to match buyers and sellers."

By using wild obvious gestures and screaming when necessary, so the order can be heard brokers are communicating with their own partners these days not so much with the auctioneer. The noise and fury gets so strong at time, the old mass havoc rears its ugly head and to an outsider it appears as though a rugby scrum has broken out. In fact, it simply means that a large number of trades are transpiring right before your eyes, and to the detriment of your ears.

Probably there will come a day when all is quiet at the New York Stock Exchange, but it certainly wouldn't be as entertaining. In all likelihood though, there will always be human traders on the floor making sure that their transaction goes through, and that will always mean yelling and hand signs. So now you know, the next time you see a frenzied video clip from the New York Stock Exchange, the brokers aren't practicing to become professional wrestlers or politicians. They are not learning how to guide a plane down the runway, or imitate their favorite NFL Head Coach on the sidelines of a close football game. They are just trying to make money or save money for their clients. If you turn out to be one of those clients and it's your money at stake, even if you only have a 401K or retirement fund, you might think that these transactions are worth the shouting.


Tuesday, October 2, 2018

The Tips Only the Best Podiatrist Will Tell You

The Tips Only the Best Podiatrist Will Tell You

Keeping your feet in good shape is an important part of your overall health. Even if you have the best podiatrist in the business, they may have neglected to share some good tips for taking care of your feet. Here are a few things you may not have considered when it comes to foot care.

Potential Pitfalls of Pedicures

While it may seem like a pedicure is a great way to take care of your feet, there are a few things you should know before heading to the salon. The truth is that with multiple people sticking their feet in the same small bath all day, there's bound to be bacteria and fungus that remain after they leave. If you can, try and get the first appointment of the day for a pedicure so you can be more confident that all of the equipment and supplies are clean. The best podiatrist will also tell you that shaving your legs right before a pedicure or letting them use a foot razor on your feet can increase the likelihood of infection, so try to stay away from the razors.

Selecting a Sports Shoe

If you're not playing sports professionally you most likely have one athletic shoe for exercise and sports. Because all these activities are demanding in different ways, there's a good chance you might need different shoes to support different needs. For example, when you play basketball, you need a shoe that will support your feet when you're jumping and turning quickly, but when you play soccer, you need a shoe that help prevent ingrown toenails and turf toe. Knowing your needs will help you find a shoe that works best for you and prevents you from injuring yourself.

Learn to Lift Your Legs

Whether you sit at a desk all day or you are constantly on your feet moving around, your feet could suffer the consequences. Many people notice their feet swelling when they do one or the other too long. The best podiatrist will tell you that to reduce swelling and get your feet back to normal, lift your legs. Elevating your feet can help drain the swelling and make your feet feel better. You can sit in a chair or lay down on the ground, but they key is to get your feet raised above your heart.


Necessity of Physiotherapy

Necessity of Physiotherapy

Physiotherapy is important as it helps in the restoration of function and movement if at all a person is affected by disability, illness, or even injury. Physiotherapy helps in reduction of risk in future. Usually, it is a holistic kind of approach that involves a patient in own care.

When is it used?

Physiotherapy can help all people regardless of their age for a very wide range of conditions related to health and affecting areas like:

Soft tissues, joints and bones: this includes sports injuries, shoulder pain, neck pain and back pain.

Nervous system or brain: this includes issues with movement that result from Parkinson's disease, multiple sclerosis, or even stroke.

Heart and the whole circulation: this includes things like rehabilitation after a person has had a heart attack.

The lungs and breathing: this includes cystic fibrosis and the chronic obstructive pulmonary disease.

Physiotherapy can be very important in the improvement of physical activity and also in helping in the prevention of any other injuries that may occur.


Physiotherapy is usually provided by a practitioner who is specially trained and also regulated called a physiotherapist. These professionals usually work as a team that is multi-disciplinary in different areas of medicine as well as different settings. This includes:

· Home visits

· Workplaces, charities, clubs and sports teams

· GP surgeries

· Clinics and community health centers

· Hospitals

What they do

The professionals consider the entire body instead of individual aspects of an illness or injury. There are different approaches that a physiotherapist can apply and they include:

Advice and education: these are people that can give you some general advice regarding the things that affect the daily living like posture, the correct way to lift heavy things, best carrying techniques and so on so as to stop injuries.

Physical activity, tailored exercise and movement advice: they can recommend exercises that can help in the improvement of the general health as well as mobility. This helps in the strengthening of very specific areas of the body.

Manual therapy: this is where hands are used so as to relieve stiffness and pain and to also encourage your body to move.

There are many other techniques that the physiotherapist can use and they include aquatic or hydrotherapy as well as acupuncture.

How you can find a physiotherapist

There are a number of avenues that you can use so as to find the ideal physiotherapist. In some places, you may be required to produce a referral from your GP, while others you can simply refer yourself. Your GP can recommend the best place to get treatment. Usually, the private physiotherapist accepts any direct referrals.

Other areas where you can access a physiotherapist is through voluntary sector, patient groups, charities, occupational health services and so on. In some areas, there are bodies funded by the government that offer the services free of charge, but they usually have very long waiting lists, therefore may not be really ideal for your needs especially when you have an emergency.

The internet can be a very helpful tool in locating a physiotherapist near you.


10 Things You Didn't Know About Laser Hair Removal

10 Things You Didn't Know About Laser Hair Removal

If you're fed up of constantly shaving or waxing to get rid of unwanted facial or body hair, then maybe you've already thought about laser hair removal. Laser hair removal is the most permanent of all treatments available today, and more effective than shaving, waxing. Electrolysis is still in use, but as each hair has to be treated individually, it can be a painful hair removal method, and on occasions can cause scarring.

If you haven't thought about laser hair removal yet, or thought that it sounded too daunting, these 10 tips will provide you with the information you need.

1) Laser hair removal isn't suitable for every skin and hair type. The best results can be found on people with light skin and dark coarse hair. This hair removal procedure targets pigmented tissue, and doesn't work well on red, white, blonde or grey hair.

2) The most common areas for laser hair removal are the lips, arms and underarms, legs, bikini line, legs, chest and back. Laser hair removal takes more time, and is more expensive for larger body areas than for smaller areas.

3) Depending on the area and skin and hair colour, it usually takes between 6 and 8 sessions of laser hair removal to fully get rid of the unwanted hair.

4) There are very few side effects to laser hair removal. The most common is that the treated area can be a bit sore and swollen for between a few minutes and a few hours. In some cases, darkening or lightening of the skin can occur. Effects such as blistering or scarring or changes in the texture of the skin due to laser hair removal are very rare. Side effects caused by incorrect technique or wrong settings can be reduced by ensuring that the clinic you use for your laser hair removal treatment is registered and approved by the Healthcare Commission.

5) Ensure that you do some research before you make an appointment. Find the best qualified and experienced laser hair removal practitioner and ensure that the clinic is regulated. The cheapest clinic may not provide the best results, or be regulated. Laser hair removal clinics often advertise in fashion and lifestyle magazines and so you may be able get an idea of what to expect before you visit one.

6) Expect a thorough consultation from the laser hair removal clinician which should last 30-45 minutes and will cover your medical history and a test patch may be treated to see how you respond to laser hair removal.

7) Before your laser hair removal treatment, you will need to ensure that you follow the advice of the clinician. This advice will suggest such things as to avoid sun beds, sunbathing and fake tan and not to bleach or wax the area to be treated for several weeks before treatment. Your laser hair clinician may also provide other advice and information to take into account before your laser hair removal treatment.

8) Laser hair removal works by passing a laser beam through the skin to the hair follicles where the hair growth starts. The heat from the laser damages the follicle and so stops hair growth. There is often a cooling device fitted to the laser handset to cool the skin down. It usually takes several treatments to get rid of all unwanted hair, because hair has several phases of growth. Laser hair removal treatment lasts from around 15 minutes to an hour, depending on the area being treated.

9) During laser hair removal, the area is thoroughly cleaned, and then the treatment begins. Most patients report very little discomfort or pain thanks to the cooling device fitted to the laser. Immediately after the treatment, additional cooling and moisturiser is applied to the skin.

10) Laser hair removal is quick and after the treatment, make up can be worn straight away, but perfumed products as well as steam rooms and saunas should not be used for a day as they may cause irritation. Exposure to the sun or sun beds should also be avoided for several weeks. You may see a hair growing several days after treatment; this is the dead hair coming out naturally. This may happen for several days depending on the size of the area that has had laser hair removal treatment.

As laser hair removal is so quick and has so few side effects, it is even possible to have the treatment in your lunch hour! Get rid of unwanted hair today!

laser hair clinic

How To Find A Custom Home Builder Without Losing Your Mind

How To Find A Custom Home Builder Without Losing Your Mind

Building a custom home is the largest purchase most people will make in their lifetime, and choosing the best custom home builder is essential to the project's success. The role of a custom home builder is as much to advocate for the homeowner as it is to collaborate with the design team. Since homebuilding is a process that takes several months, it's important that you the buyer feel there is trust and clear communication on the part of the builder. If you have a location and have set your budget for the project, you are ready to shop builders; read the following tips on how to find a custom home builder without losing your mind.

Consider your resources

If you have already hired a designer, they are the best asset at your disposal for beginning your search. Your design professional likely has first hand experience working with builders and will know their construction qualities, communication styles, and business reputations. You could also check with your lender or realtor, if they are familiar with the custom home market in your locale. You can contact the National Association of Home Builders for a list of qualified local builders. Internet searches can identify builders in your area, and some sites may be equipped with ratings & feedback from prior customers. And, certainly, you could ask friends and acquaintances who have completed custom home projects for referrals.

Shop the candidates

Shopping for a well-qualified home builder is easy when you know what to look for to accommodate your project. The right builder for you will need to have the available time, an interest in your project, and experience in working with homeowners. You want a custom home builder whose primarily focused on building custom homes rather than speculative homes, so that their services are tailored to your needs. When considering builders, ask about their current projects and their track record with projects of similar scale and detail to yours. They should also be able to provide you client references. You want to get the sense that the builder you are considering has done this sort of thing before.

Work the schedule

When you talk to prospective builders, ask what kind of schedule you would be looking at for your project. Know that building a custom home usually takes a minimum of 6 months and that the schedule will be weather-dependent. Additionally, steps must be taken before the home can even be framed, such as installing the plumbing and electric up to city code. A builder promising a time frame for completion that is only a few weeks or months should be considered a red flag, no matter how tempting it may seem. In the case of custom home building, it's better the project be completed properly then quickly.

Communication is key

Again, you need to be comfortable with how a builder communicates with you. You should not feel pressured or talked down to at any junction. You are trusting an expert to build your home, and that expert ought to be able to take the time to explain their process in layman's terms. You should have access to the construction site. You should feel your questions are welcome, and that they being answered in a timely and respectful manner. If you get the sense that the builder is more or less communicative than you would like, take note, and consider moving on. You do not want to enter into a building contract with a builder whose communication is irksome.

display homes brisbane for sale

Four Tips for Choosing the Right Chiropractor

Four Tips for Choosing the Right Chiropractor

Chiropractors treat individuals suffering from spine, neck, and limb pain. While chiropractors can have a variety of different specializations, many people will turn to a chiropractor if they are suffering from a sports injury or have been injured in a car accident. In fact, six to 12 percent of the American population sees a chiropractor each year. If you are looking to receive treatment by a chiropractor, follow these four tips to make sure you're choosing the right chiropractor for you.

Make Sure the Services Fit Your Needs

To make sure you're choosing the right chiropractor for you, be sure they are offering services that are specifically targeted to the kind of injury you have. If you sprained your ankle training for a marathon, you'll want to research chiropractors who specialize in sports injuries rather than chiropractors who specialize in neck injuries or women's health. Many offices also offer a variety of different services; so if you think cooling therapy or acupuncture is also worth a try, search out a chiropractor who can offer these services as well. Also, keep in mind the location of the chiropractor's office, and whether a bilingual chiropractor is important to you.

Be Sure That Your Insurance Covers the Treatment

Going to a chiropractor can get expensive, especially if you need to return weekly or in some cases multiple times a week. Make sure the office you choose to go to is covered by your health insurance company. It's a good idea to contact your health insurance provider to check which chiropractors are covered before you book an appointment. This way, you can also avoid cancellation fees if you wish to switch chiropractors.

Meet with the Chiropractor Before Booking an Appointment

Even if a friend recommends a chiropractor, realize that each injury is unique; what worked for your friend might not work for you. Meet the chiropractor ahead of time, as this will allow you to understand their techniques and values. In fact, many good chiropractors offer a free consultation. It may seem self-explanatory, but it's also important to make sure you like the chiropractor as a person. Make sure you feel comfortable with them, that they are honest and professional, and that they treat their staff well.

Make Sure the Chiropractor Explains Everything to You Fully

A good chiropractor should not leave you in the dark about anything. They should fully explain the examination process, and they should also be asking you questions about your injury and your medical history. A good chiropractor will also fully outline the treatment plan, and won't expect you to sign up for a long-term package without a proper explanation of how this will benefit you.

Following these tips will help you find the right chiropractor for you, and will ensure that you're on the road to recovery. Remember that a good chiropractor wants the best for his patients, which means a fast recovery and referrals if necessary.


Monday, October 1, 2018

Boat Buying Tips

Boat Buying Tips

Longer and warmer days can make us think of lazy days on or near water. When we think about going for a boat ride or fishing on any lake or river, some of us might begin dreaming of owning our own boat. Living north of the 49th parallel, the summers tend to be shorter, so we want to know that we will get the most use and value for our boat-buying dollar. Boat shopping can be enjoyable, but it can also be annoying, frustrating, exhausting or all of the above. You need to ask yourself some questions before deciding on a boat because there are many things to consider. First of all, what kind of boat are you looking for? Is it for water skiing, tubing, fishing or just for sightseeing? Where and how will you be spending most of your time? How many people will normally be in the boat with you, and what kinds of features do you want or need? For most of us, price is also a major factor. Know how much you are willing to spend on a boat. New boats have great appeal but some of us may be limited to purchasing a used boat simply because of the price tag. (A word of caution: in the used boat market, a bargain is not necessarily a bargain, and a boat bought in the United States and brought to Canada usually has no warranty in Canada. Since I am a marine mechanic in Canada, this article will be from a Canadian perspective)

I was brought a boat bought at an auction in the States late in the season, so it wasn't until the following spring that it came into my shop to be checked over. The first time I fired up that 200 HP outboard, the knocking was so loud that you could almost hear it clear across town. The outboard was shot and required a $5000 fix.

Another man brought me a boat he'd bought in Texas to be used for water skiing. He thought he'd gotten a great deal. He brought the boat to me because he noticed the instrument panel wasn't functioning properly. You couldn't tell engine speed because none of the electronic gauges were working. The instrument panel was a one piece unit, so it cost this customer $800 just for the instrument package. He had been sold the boat with the promise that there were no problems.

New boats have higher price tags and generally need to be financed. There are many affordable used boats out there and good deals can be found, but some boats that look good and affordable might not be what they seem at first glance. When you begin to make your selection, know your price range, know what size of boat will meet your needs, and know what features you want. Also keep in mind that most of us will need to tow our boat to our fishing or boating destination, so make sure you have a vehicle capable of towing a boat. A 14 to 16 foot boat will work well on smaller lakes without a problem, but I would recommend a 16 foot boat rather than a 14 footer. After you've chosen the length, you will also have to decide on a width for your boat as a variety of widths are available. Many of the older models are narrower than today's boats. Newer boats come with options such as live wells, navigational lighting, bilge pumps, better seating and better handling. When you buy a new boat, you have a warranty on the boat, motor, trailer, etc. Many used boats come with very limited warranties or even none, so be sure to ask and get in writing what the warranty includes. Too many people have bought a used boat without a warranty only to discover that all was not as promised. Before buying that boat, ask to take it out on the water, preferably with a seasoned boat owner. You do not want to purchase a boat having been promised that the boat is in great condition and works well only to find out the first time out that you are reduced to rowing back to shore or losing a wheel off the trailer. You could also wind up with dead batteries, no lights or a myriad of other issues.

An example of this is the man who took his family out for a first ride in his newly purchased used boat. The boat was supposed to be trouble free and water ready. He backed the trailer into the water and launched the boat by hand. He pulled it to shore so that his family could get in, pushed the boat back out into the water and tried to start the engine. After an hour or so of vainly trying to start the engine, he finally gave up. It was a very windy day and the water was cold. He had to row the boat close enough to shore in that wind so that he could stand in the frigid water and push the boat back to shore to enable his family to get out, and then manually push the boat back onto the trailer. When he had bought the boat, he was promised there were no issues with the motor and he was refused a refund. He was out the money he had paid, and would have needed another $1700 to make the boat usable and reliable. Even with the $1700 repair, the boat still would only have been worth what he initially paid for it.

Another time I got a boat where the buyer had been told everything was good. He tried it out and everything seemed to be ok. However, the engine had issues (low compression in 2 out of 3 cylinders) and had to be replaced at a cost of $3500. Even with the new motor, the boat was still worth only the $1200 he'd paid for it. He had been promised the boat was perfect when he bought it.

A final example is a man who bought a boat from a Canadian dealer. He lake tested the boat and it performed well. However, he noticed that there was a lot of water in the bilge. Although he returned to shore without issue, he still wondered why there was so much water in the boat, so he brought the boat to me. It turned out that the wooden bunks from the trailer had rotted out, exposing the bottom of the boat to the steel bunk mount, which punctured a hole the size of a Loonie into the bottom of the boat. The floor needed to removed, along with some styrofoam, and a patch was riveted to the bottom of boat. It required 12 hours to make this repair at a cost of $1600.

This is why it is so important that you take a veteran boat owner with you when checking out a used boat to buy. If you don't know one, try to find a reputable marine shop and take the boat there to have it checked over. Ask the seller if you can have your money refunded if the boat is not exactly as advertised. All too often boats have been sold by disreputable people who have no idea or even interest in whether the boat they're selling floats, never mind whether it is usable or reliable. There are dishonest people out there and unfortunately they don't wear signs saying they are dishonest. Don't be afraid to ask for references - honest boat dealers will have many good ones.

When we sell a used or consignment unit, I will spend at least an hour with the customer so that he knows what everything does and what its purpose is so that both of us are certain that this is the boat he wants. By the time he makes his decision to purchase the boat, he knows what the boat is capable of and how to use it properly.

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